What is the price of an inbound final expense call?
The price is $55 per billable call. Each call comes from a senior who called in themselves about final expense coverage and is routed live to your phone in the states and hours you choose. You pay for the call only when it passes 90 seconds. There is no long-term contract.
What is the first order?
The first order is 10 billable calls, which is $550 at $55 per call. You review this in the order summary after you tap the Get My Inbound Leads button, then call (470) 597-3831 to place the order. Calls usually start within 3 to 7 business days after you order. After that, you reorder when you want more calls.
When does a call become billable?
A call becomes billable only after it passes 90 seconds. If a call ends before 90 seconds, you are not charged for it. That rule exists so short calls, such as a quick hang up or a wrong number, do not count against your order. For the full rule and examples, see what counts as a billable call.
What drives my real cost per sale?
Your real cost per sale is the total you spend on calls divided by the number of policies you write. The price per call is fixed, so the number that moves is how many of those calls turn into sales. Three things drive it: your close rate, your commission per sale, and how well you handle each call. We do not publish close rates or income figures, because they depend on you.
How does my close rate change the cost per sale?
Your close rate is the share of billable calls that become a written policy. The higher it is, the fewer calls each sale needs, and the lower your cost per sale. To find yours, divide your sales by your billable calls and multiply by 100. If you are new, track your first order carefully so you have a real number to work from instead of a guess.
How does commission change what a call is worth?
Your commission per sale sets how much each sale returns. Two agents with the same close rate can see very different returns if their commission levels or average premiums differ. Compare your cost per sale with your average commission to see whether the calls pay for themselves in your business. Use your own contract figures, not someone else's.
How does call handling change cost?
Call handling is the part you control most. Answering live in your chosen hours, opening the call clearly, asking health questions in a calm order, and quoting while the senior is still on the line all help more calls turn into sales. Missed calls and long holds work the other way. For practical steps, see how to work an inbound final expense call.
How do I estimate my own cost per sale?
Estimate it with the final expense lead cost calculator. Enter the number of billable calls, the price per call, your close rate and your average commission. The calculator shows your total lead cost, expected sales, cost per sale and return. It runs in your browser and nothing is submitted or stored. For the order details in one place, see the pricing page.
Why is a call priced per billable call instead of per record?
A call is priced per billable call because you are paying for a live conversation, not a name on a list. With a record, you still have to reach the person, and many records never turn into a conversation at all. With an inbound call, the senior is already on the line when your phone rings. Charging only after 90 seconds means the price follows real conversations. For how this compares with other models, see final expense pay per call.
This also makes your math simpler. Every billable call costs the same, so the only number you need to track closely is how many of those calls you turn into written policies.
How should I read the first order of 10 calls?
Read the first order as a measured test of how inbound calls fit your business. Ten billable calls give you a first look at your own close rate, the questions seniors ask, and how your call hours line up with when people call. Write down the outcome of each call. After the order is used, you can decide whether to reorder, change your states or hours, or stop, since there is no long-term contract.
If you run an agency, decide in advance which agents take the first calls, so the results reflect agents who are ready on the phones.
Who is this pricing for, and who is it not for?
This pricing fits licensed agents and agencies who sell final expense by phone, can answer live during set hours, and want to pay only for calls that pass 90 seconds. It is not a fit if you cannot take live calls, are not licensed in the states you want, only sell in person, or want calls about other lines such as term or annuities.