Do you sell live transfer leads for every type of life insurance?
No, we sell final expense calls only. If you are searching for live transfer life insurance leads for term life, indexed universal life (IUL), whole life for younger families, mortgage protection or annuities, we do not offer those. Every call we send comes from a senior who called in about final expense coverage, the small whole life policies people buy to cover funeral costs and final bills.
Being clear about this protects your time. A term or IUL specialist taking final expense calls would be speaking with callers whose needs do not match their products. For the difference with one common adjacent line, see final expense vs mortgage protection leads.
Who are these final expense calls a fit for?
These calls fit licensed agents and agencies who sell final expense and can answer live calls during the hours they choose. Phone-first agents get the most from them, because each call reaches you while the senior is on the line. Agents who also sell other life lines can still use them, as long as they are ready to handle a final expense conversation on every call.
They are not a fit for agents who cannot pick up live during their hours, for anyone not licensed in the states they choose, or for agents looking only for term, IUL or other non-final-expense life leads.
How is an inbound call different from a typical live transfer?
An inbound call starts with the senior, while a typical live transfer starts with someone else. In many live transfer setups, a caller center dials or contacts a prospect first, asks screening questions, then transfers the person to an agent. With inbound calls, the senior chose to call about final expense coverage, and the call is routed live to you. Both reach you live; the difference is who started the conversation.
That difference shapes the first minute: you are answering a question the caller already asked, rather than explaining why someone reached out. The full comparison is on inbound calls vs live transfers, and the main overview of our service is final expense live transfers for agents.
How does billing work?
Billing works per call that lasts 90 seconds or longer with you. A call under 90 seconds is never billed, so quick hang-ups and wrong numbers do not count against you. The 90 second buffer gives you enough time to learn whether there is a real conversation before a lead counts. See what counts as a billable call and see pricing on the pricing page.
How do I choose states and hours?
You choose the states where you hold an active license and the hours you can answer live. Calls only reach you from those states, during those hours. That keeps every call within your licenses and your schedule. See final expense leads by state and how to choose your final expense call hours.
How do I get started?
Get started from the Get My Inbound Leads button: it opens an order summary, then you call (470) 597-3831 to place the order. After that, you confirm your states, hours and the phone number calls should ring. Calls usually start within 3 to 7 business days, and there is no long-term contract. Solo agents and agencies are both welcome. The steps are on how inbound final expense leads work; questions go to (470) 597-3831.
What should I prepare before my first final expense call?
Prepare your carrier quoting tools, your licenses and a simple call flow before the first call rings. Final expense callers expect clear answers about coverage amounts, health questions and monthly cost, so have those ready. A short checklist is on the final expense call checklist, and phone selling basics are on how to sell final expense over the phone.
Why focus on final expense only?
We focus on final expense only so every call matches a single product line and a single kind of conversation. Final expense callers are typically seniors asking about modest whole life coverage for funeral costs and final bills, often with simplified issue, graded benefit or guaranteed issue options depending on health. Agents who know these products well can prepare one call flow and one set of carrier tools. Mixing in term, IUL or other lines would mean callers with very different needs, ages and questions reaching the same phone. If those other lines are your main business, a final expense call source is not the right match, and it is better to know that before you order.